STRAIGHT TALK ON PHYSICIAN FINANCES

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Practical financial advice to help doctors build and protect wealth

If you work as a 1099 contractor, start with our resources for independent contractor physicians.

Open enrollment isn't really just a benefits task, it's actually a financial planning conversation, and it's one of the highest-leverage 30 minutes you'll spend on your finances all year.
A quick guide for anyone who's changed jobs and left a retirement account behind.
SEP IRA, Solo 401(k), or Defined Benefit plan? A guide for independent contractor physicians choosing the right retirement vehicle for 2026.
Female physicians face the gender pay gap, career interruptions, and longer lifespans. Learn strategies to build wealth despite these unique financial challenges.
Physicians need a different kind of financial planning than other high earners. Here's how to assemble the team that protects your wealth and serves your goals.
Discover how the patience and strategy of pickleball applies to wealth building for independent contractor physicians. Learn when to play defense and when to attack.
Learn how independent contractor physicians can use life insurance beyond income protection to create tax-free wealth transfer and avoid the IRS taking 30-40% of inherited retirement accounts.
The mega backdoor Roth lets physicians contribute $72K+ to Roth accounts annually without pro-rata rule complications. Perfect for independent contractors.
Learn how to transition from resident to independent contractor physician with this comprehensive financial guide. Tax tips, insurance needs, and wealth-building strategies for physicians.
Discover how physicians with side 1099 income can now use Roth SEP IRAs to grow retirement savings tax-free while creating tax diversification in their portfolio.