What Is The Best Retirement Plan for Physician Contractors? Depends
SEP IRA, Solo 401(k), or Defined Benefit plan? A guide for independent contractor physicians choosing the right retirement vehicle for 2026.
The Mega Backdoor Roth: Your Secret Weapon to Avoid the Pro-Rata Rule
The mega backdoor Roth lets physicians contribute $72K+ to Roth accounts annually without pro-rata rule complications. Perfect for independent contractors.
From Resident to Independent Contractor: A Financial Transition Guide
Learn how to transition from resident to independent contractor physician with this comprehensive financial guide. Tax tips, insurance needs, and wealth-building strategies for physicians.
A New Option for 1099 Side Income: Roth SEP IRAs
Discover how physicians with side 1099 income can now use Roth SEP IRAs to grow retirement savings tax-free while creating tax diversification in their portfolio.
Trump Accounts: How physicians can benefit
Trump Accounts launch July 4, 2026. Physicians with children born 2025-2028 get $1,000 in federal seed money plus annual contributions. Here’s what to know.
Unlocking Your 401(k): The Power of In-Service Withdrawals for Physicians
Learn how in-service withdrawals can transform your retirement strategy by unlocking greater investment flexibility and control while you’re still employed as a physician.
Lump Sum or Pension? A Physician’s Guide to Making the Right Choice
Facing a pension decision? Learn how physicians should evaluate lump sum vs. monthly pension options to maximize retirement security and align with your financial goals.
Sequence of Returns Risk: Why Timing Matters So Much for Your Retirement
Learn how the timing of market returns can dramatically impact your retirement success. Identical portfolios can end with a 13x difference based on when you retire.
QLACs: the little-known secret weapon in your retirement toolbox?
Discover how Qualified Longevity Annuity Contracts (QLACs) can help physicians reduce RMDs, minimize taxes, and secure guaranteed income in later retirement years.
6 Strategies to Avoid Required Minimum Distributions
Discover how physicians can minimize Required Minimum Distributions and their tax burden in retirement through QLACs, Roth conversions, and other proven strategies.